you can transfer your money through Facebook without debit card and internet banking

you can transfer your money through facebook without internet-banking  

Kotak Mahindra has launched world’s first Facebook based instant funds transfer platform: KayPay. The beauty of this online based Social banking platform is its simplicity: now anyone can transfer funds between their Facebook friends without using net banking / debit cards or any hassles.

A KayPay user can transfer money in 3 simple steps – The only pre-requisite is that should have registered themselves with KayPay:

• Step 1: Select a friend on your Facebook account whom you want to transfer funds
• Step 2: Enter the amount you wish to transfer
• Step 3: Authorize the transaction using one time password (OTP).

That’s it. You are done with the funds transfer.

The following are some of the unique features of this platform, that cannot be observed anywhere else:

– You are not required to know the bank details of the recipient; hence no more searching for the IFSC code, bank account number, bank address of the recipient before transferring the cash.

– Money transfer within 24 hours

– With Facebook account credentials and one time password, you can literally operate your whole digital business, using this platform

– World’s first such Facebook based ‘Bank Agnostic Instant Funds Transfer Platform’

How It Works Internally?

The whole platform is based on National Payment Corporation of India (NPCI) initiatedInterbank Mobile Payment Service (IMPS) which was launched in 2012 as a service to help small merchants and traders to accept payments easily. Before using this extremely easy banking service from Kotak Mahindra, users need to register themselves with IMPS and associate their bank accounts with them.

Thus, the only ‘criteria’ for using KayPay is that your bank should be able to support IMPS; and as per our last research, most of the private and public banks have already partnered with National Payment Corporation of India to facilitate this service.

As of now, this service would be available for all the major banks including Kotak Mahindra Bank, State Bank of India, A P Mahesh Co-operative Bank, Andhra Bank, Axis Bank, Bank of Baroda, Bassein Catholic Co-op, Canara Bank, Corporation Bank, Cosmos Co-operative Bank, Dombivli Nagari Sahakari Bank, Federal Bank, Greater Bombay Bank, IndusInd Bank, Jammu & Kashmir Bank, Janata Sahakari Bank, Karur Vysya Bank, Mehsana Urban Co-operative Bank, Oriental Bank of Commerce, Punjab and Maharashtra Co-op Bank, State Bank of Hyderabad, State Bank of Mysore, Union Bank of India, Yes Bank, State Bank of Bikaner & Jaipur, State Bank of Patiala, State Bank of Tranvancore, United Bank of India.

Here is a list of 64 banks and other financial institutions which support IMPS platform as of now; and which can be included in this platform very soon.

Safety and Security of Account Holders?

Kotak Mahindra has said that they have implemented sufficient security measures to remove any threat of security and safety for the bank account holders.

• The transaction will only process when the one time password is matched, after the user logs in via Facebook account. Hence, there is a two level security process here.
• All authentications and verifications would take place at Kotak Mahindra’s servers.
• This app will not post any message/update on your Facebook account, without your permission
• No bank account details would be shared with Facebook

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Micromax Canvas Knight A350 with 8 mp front camera and 32GB phone Memory..e.t.c At Low Cost

Micromax Canvas Knight A350 specifications

NETWORK	Technology	GSM / HSPA
	2G bands	GSM 850 / 900 / 1800 / 1900 - SIM 1 & SIM 2
	3G bands	HSDPA 900 / 2100
	Speed	HSPA
	GPRS	Yes
	EDGE	Yes

LAUNCH	Announced	2014, January
	Status	Available. Released 2014, March

BODY	Dimensions	-
	Weight	-
	SIM	Dual SIM

DISPLAY	Type	IPS LCD capacitive touchscreen, 16M colors
	Size	5.0 inches (~57.4% screen-to-body ratio)
	Resolution	1080 x 1920 pixels (~441 ppi pixel density)
	Multitouch	Yes
	Protection	Corning Gorilla Glass

PLATFORM	OS	Android OS, v4.4.2 (KitKat)
	Chipset	Mediatek MT6592T
	CPU	Octa-core 1.7 GHz Cortex-A7
	GPU	Mali-450MP4

MEMORY	Card slot	No
	Internal	32 GB, 2 GB RAM

CAMERA	Primary	16 MP, 3456 x 4608 pixels, autofocus, LED flash
	Features	Geo-tagging, touch focus, face detection
	Video	1080p@30fps
	Secondary	8 MP

SOUND	Alert types	Vibration; MP3, WAV ringtones
	Loudspeaker	Yes
	3.5mm jack	Yes

COMMS	WLAN	Yes, hotspot
	Bluetooth	v4.0, A2DP
	GPS	Yes, with A-GPS, GLONASS
	Radio	FM radio
	USB	microUSB v2.0

FEATURES	Sensors	Accelerometer, gyro, proximity, compass
	Messaging	SMS(threaded view), MMS, Email, Push Email, IM
	Browser	HTML5
	Java	Yes, via Java MIDP emulator
		- MP3/AAC/WMA/WAV player - MP4/WMV/H.264 player - Document viewer - Photo viewer/editor - Voice memo/dial

BATTERY		Non-removable Li-Ion 2350 mAh battery
	Stand-by	Up to 175 h
	Talk time	Up to 7 h 30 min

MISC	Colors	Black, White/Gold, Black/Gold

Micromax Canvas Knight User reviews and ratings

Micromax Canvas Knight

Rs. 15,600

• REVIEW
• KEY SPECS
• NEWS

• Design
• Display
• Software
• Performance
• Battery life
• Camera
• Value for money

• Good
• Smooth performance while multi-tasking
• Reasonable price
• Refreshed design
• Decent battery back-up

• Bad
• Dated Android (version 4.2.2)
• Camera performance could have been better
• Oddly placed power button

Read detailed Micromax Canvas Knight review

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Turn your Arm into A Touchscreen with Smart Bracelet

Turn your Arm into A Touchscreen with Smart Bracelet

Things which are never seen by people,or  for those people are too much exited to see them. So, here we have  with us an awesome gadget which you may have never seen and no doubt you will surely love it, then no problem a Cicret Bracelet will complete you all wishes.

From Apple’s forthcoming smartwatch to the Fitbit, there is fierce competition to get consumers hooked on wearable devices.

And soon there will be a bracelet that turns your skin into a touchscreen using a tiny built-in projector.

Wearers of the of the Cicret bracelet will be able to check an email or watch a film that’s projected onto their forearm, and control the picture by using their skin like a touchscreen. 

The makers of the device, who are currently raising money to put it into production on their website, say it can do anything a phone or tablet can, allowing wearers to read emails, surf the web, watch videos, play games and even make phone calls without relying on a conventional screen.

A tiny projector in the bracelet will cast an image onto the skin then eight long-range proximity sensors will detect every swipe, tap and pinch.

The bracelet will also contain a USB port and accelerometer as well as supporting Bluetooth and Wi-Fi. 

While it will be made so it can sync with an iPhone, it's designed to be a stand-alone device.

The device (pictured) looks a tiny bit like the Jawbone Up but is not focused on fitness, instead aiming to be a replacement for a smartphone - even allowing people to make and receive calls
The makers of the device, who are currently raising money to put it into production on their website , say it can so anything a phone or tablet can, allowing wearers to read emails, surf the web, watch videos, play games and even make phone calls without relying on a conventional screen

A promotional video suggests that the bracelet will spring to life with the flick of a wrist and could be used to answer a phone call.

Guillaume Pommier, who founded technology company Cicret with Pascal, his software developer father, told MailOnline: 'We plan to put a 3G card [in the bracelet] to allow calls.'

He explained that the device may use a new technology that allows SIM details to be put into the hardware, instead of requiring its own SIM card.

It’s still in development, but a working prototype is due to be unveiled in a few weeks' time and Mr Pommier hopes that the bracelet could be on the shelves by June next year.

It is likely to cost around £300 on its launch and will come in 16GB and 32GB models as well as a choice of 10 colours.

Mr Pommier, who is from Paris but lives in Leeds, said: ‘The Cicret bracelet is a revolutionary device which could completely change how we access information. 

The bracelet will also contain a USB port and accelerometer as well as supporting Bluetooth and Wi-Fi. It will not contain its own SIM card, suggesting the gadget has to be used alongside a smartphone

A tiny projector in the bracelet (pictured) will cast an image onto the skin then eight long-range proximity sensors (also shown as the smaller 'dots') will detect every swipe, tap and pinch

‘The applications for the bracelet are vast - it will be able to do anything a phone or tablet can do but without the need for a hard screen.

‘Not only is it more portable but it's also more ecological too because it is the screen part of tablets and phones that is hard to dispose of.

‘The amazing thing is that we haven't invented anything new - we just combined two existing technologies to create something really special.

‘We think the bracelet will revolutionise the technology world.

It’s still in development, but a working prototype is due to be unveiled in a few weeks' time and Mr Pommier hopes that the bracelet could be on the shelves by June next year. This image shows how a user could manipulate a map on their arm, using the bracelet...Its main feature is invisibility by shaking your hand, ya it will invisible when you will shake your and again when you shake your hand it will visible :D, Isn’t it awesome?

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Meizu M1 Mini

Meizu M1 Mini will have three OS versions, 5" screen after all

Meizu has already outed the first member of its new M1 family, the M1 Note. But the phablet has long been rumored to get a smaller sibling, ever since the M1 project was known just by its codename - Blue Charm. And Meizu is now quite close to unveiling the M1 Mini. The official introduction will take place on January 28 at a special event. In the meantime more details about the upcoming smartphone have been leaked. Contrary to what the latest rumor on the matter said, the M1 Mini is…Meizu has already outed the first member of its new M1 family, theM1 Note. But the phablet has long been rumored to get a smaller sibling, ever since the M1 project was known just by its codename - Blue Charm.

And Meizu is now quite close to unveiling the M1 Mini. The official introduction will take place on January 28 at a special event. In the meantime more details about the upcoming smartphone have been leaked.

Contrary to what the latest rumor on the matter said, the M1 Mini is actually going to come with a 5-inch touchscreen, and not a 4.7" panel. The resolution stays the same, though, at 720p.

The rear camera will be a 13 MP unit, and it will have a LED flash too. The price of the M1 Mini will probably allow it to compete head-on with Xiaomi's best selling Redmi line.

The M1 Mini is allegedly going to be sold for just CNY 799, which at the current exchange rates means around $128 or €112. The most interesting thing about the M1 Mini could, however, be the OS choice.

Namely, it looks like you'll be able to choose from three separate versions of the phone. One will be running Flyme OS, Meizu's interpretation of Android. Another will employ YunOS, developed in part by Alibaba, and the final variant will run Ubuntu.

If this actually happens, the M1 Mini will be the first affordable smartphone to sport the Ubuntu mobile platform. Anyway, we're less than a week away from the big unveiling, so we're going to find out soon enough. All of this information reportedly comes from some leaked flyers about the device. As for other specs of the M1 Mini, unfortunately they haven't surfaced yet.

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Images of HTC M9

HTC One (M9) now pictured in new, clearer live images

The HTC One (M9) (or HTC Hima as it's apparently been codenamed) has been leaking a lot over the past few weeks. That said, in the last few days the leaks have intensified a lot, and today we have a new round of pictures for you.

These two images are the clearest we've seen so far, and they too allegedly depict HTC's successor to the One (M8) from last year.he photos confirm the rumor saying that HTC will move the power button to the side, underneath the volume buttons. This will be a first for the company, as its previous flagships had that on the top. Also, you'll adjust the volume for the One (M9) using two individual buttons, and not one longer button like its predecessor has.

The source of the images has also 'confirmed' that the One (M9) will sport an octa-core processor and 3GB of RAM, but he or she hasn't shared any additional details. Based on past leaks and rumors, the smartphone should come with Qualcomm's Snapdragon 810 SoC, a 5-inch 1080p touchscreen, and a 20.7 MP rear camera (no more UltraPixels).

It's still unclear what HTC will choose to call this device, whether One (M9) or something else. It could be made official on March 1 at the company's MWC press conference.

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